Provide the various Indian Insurance Schemes for Persons with Disabilities, Application forms, Procedure, Insurance Company, Indian Government Insurance Schemes and Contact Details
Deduction u/s 80DD can be claimed if you are incurring expenditure for maintenance including medical treatment of a handicapped dependent who is person with disability. The amount deductible is a fixed deduction of Rs. 50,000 whenever the conditions specified above are satisfied, irrespective of the amount incurred or deposited.
Every Indian Resident allowed deduction in respect of maintenance including medical treatment of a handicapped dependent who is a person with disability. The assessee must have incurred the expenses for the medical treatment, training & rehabilitation of a dependent (with disability) OR must have deposited the amount to LIC OR anyother insurer for the maintenance of dependent(with disability).
உடற்குறைபாடு உள்ளவர்களை உலகம் ஒதுக்கித் தள்ளிய காலங்கள் மலையேறிக்கொண்டிருக்கின்றன. கல்வி, வேலை என பலவற்றிலும் அவர்களுக்கு வாய்ப்புகள் அதிகரித்துவருகிறது. அந்த வகையில் இப்போது மாற்றுத் திறனாளிகளுக்காகவும் இன்ஷூரன்ஸ் பாலிசிகள் வர ஆரம்பித்திருக்கிறது…
A Health Insurance Scheme for the welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and Multiple Disabilities. In order to enable and empower persons with disability to live as independently and as fully as possible, health services and their access to persons with disabilities assume a very significant role. In this context, the health insurance facility becomes important but presently such products are not easily available for persons with disabilities. In such a situation, a health insurance scheme “Niramaya” is conceived with the following objectives.
Any expenditure for Medical, Nursing & Rehabilitation incurred on dependant suffering from permanent disability including blindness, mental retardation, autism, cerebral palsy or multiple disabilities.Any income by way of Dividends from company, Income received in respect of units from the Unit Trust of India, Income received in respect of the units of a mutual fund are exempt.
In computing the total income of an assessee who is resident in India, being an individual or a hindu undivided family, there shall be deduction, in accordance with and subject to the provisions of this section, an amount not exceeding twenty thousand rupees (Rs.20,000) paid or deposited by him in the previous year out of his income chargeable to tax, under any scheme framed in this behalf by the Life Insurance Corporation or the Unit Trust of India subject to the conditions specified in sub-section (2) and approved by the board in this behalf.
Much of the problems are faced by the persons with disabilities in getting the health care and obtaining an easy access to it especially in developing countries like ours.
The Act has been enacted under Article 253 of the Constitution read with item No. 13 of the Union List (WORD – 446 KB) . It gives effect to the proclamation on the full participation and equality of the persons with disabilities in the Asian & Pacific Region and provides for their education, employment, creation of barrier free environment, social security, etc.
1. Short title and commencement