The degree of evolvement of a society is gauged by the manner in which it cares for those on its fringes or those placed at any kind of disadvantage vis-a-vis the rest of society at large due to force of circumstances such as birth, age or disability. A truly compassionate society makes allowances for such infirmities in a non-intrusive, participative and sensitive manner, ensuring equal opportunities to all by providing a level playing field.
The Central Government informed the Delhi High Court that equal benefits for postal life insurance will be provided to the differently-abled government employees with a maximum limit of Rs 5,00,000.
Under the Scheme for Public Sector Banks for Orphanages, Women’s Homes and Physically Handicapped Persons, the benefits of the differential rate of interest are available to physically handicapped persons as well as institutions working for the welfare of the handicapped.
Promote economic developmental activities for the benefit of persons with disabilities. Annual Income below Rs.60,000/- for urban areas and Rs.60,000/- for urban areas and Rs.55,000/-p.a. for rural areas. For Agricultural Activities : Loan upto Rs.5.00 Lakhs
A number of schemes are being formulated under the Persons with Disabilities (Equal Opportunities Protection of Rights and full participation) Act, 1995 also. Schemes under implementation at present
The Government of India, Ministry of Social Justice & Empowerment had established NSKFDC on 24th January, 1997 to provide Term Loan to Safai Karmacharis including scavangers and heir dependants, at concessional rate of interest for their socio- economic upliftment through alternative occcupation or own business.
The loan lending schemes are : Ter m Loan, Br idge Loan, Adivasi Mahila Sashaktikarana Yojana, Working Capital Loan, Grant for skill and entrepreneural development programme etc.
Development Corporation should be extended and utilised by PWDs belonging to SC/ST/OBC/Minority/Women categories. Section-40 of PWD Act, 1995 has made mandatory that not less than 3% reservation shall be kept for PWDs in poverty alleviation programs.
The nationalized banks provide loan to poor people, including persons with disabilities and the institutions working for PWDs, orphanage, women etc., who desire to engage themselves in productive activities or gainful business, at the very nominal rate of interest. There is provision that all nationalized banks should try their level best to provide at least 1% DRI loan of total credit amount.
S.G.S.Y. is a credit-cum-subsidy program in which credit is critical component and subsidy is a minor segment aiming to bring people above the poverty line. Group activities and vulnerable groups (PWDs, SC/ST & Women) are the focus area of SGSY. Beneficiaries are called SWAROZGARIES. Identified key activities of block are being supported and quantum of loan depends on nature of project.