Central Government Schemes list for persons with disabilities ( differently abled persons )
The enactment of the people with disabilities, equal opportunities and protection of Right Act of 1995 is a landmark legislation and an expression of India’s commitment of social justice.
The degree of evolvement of a society is gauged by the manner in which it cares for those on its fringes or those placed at any kind of disadvantage vis-a-vis the rest of society at large due to force of circumstances such as birth, age or disability. A truly compassionate society makes allowances for such infirmities in a non-intrusive, participative and sensitive manner, ensuring equal opportunities to all by providing a level playing field.
The Central Government informed the Delhi High Court that equal benefits for postal life insurance will be provided to the differently-abled government employees with a maximum limit of Rs 5,00,000.
Under the Scheme for Public Sector Banks for Orphanages, Women’s Homes and Physically Handicapped Persons, the benefits of the differential rate of interest are available to physically handicapped persons as well as institutions working for the welfare of the handicapped.
Promote economic developmental activities for the benefit of persons with disabilities. Annual Income below Rs.60,000/- for urban areas and Rs.60,000/- for urban areas and Rs.55,000/-p.a. for rural areas. For Agricultural Activities : Loan upto Rs.5.00 Lakhs
A number of schemes are being formulated under the Persons with Disabilities (Equal Opportunities Protection of Rights and full participation) Act, 1995 also. Schemes under implementation at present
Employees with disabilities with monthly wages of up to Rs.25000/- per month working in the private sector would be covered under this scheme. Government shall pay the employer’s contribution to the Employees Provident Fund and Employees State Insurance for the first three years. The scheme has already come into force.
The Government of India, Ministry of Social Justice & Empowerment had established NSKFDC on 24th January, 1997 to provide Term Loan to Safai Karmacharis including scavangers and heir dependants, at concessional rate of interest for their socio- economic upliftment through alternative occcupation or own business.
NSFDC is the apex organisation to finance income generating ventures of SCs and to provide grant for skill development programs through State Channelising Agencies . The NSFDC has various schemes / loan lending programmes such as Term Loan,Seed Capital Loan, Bridge Loan, Working Capital Loan, Micro Credit Finance Scheme, Mahila Samridihi Yojana etc. to BPL families as well as APL families.
The loan lending schemes are : Ter m Loan, Br idge Loan, Adivasi Mahila Sashaktikarana Yojana, Working Capital Loan, Grant for skill and entrepreneural development programme etc.