The Reserve Bank today said banks can lend below the base rate, or the minimum lending rate, to tribals and physically challenged persons. Such lending (to tribals and handicapped), even if below base rate, would not be considered as a violation of our base rate guidelines,” the central bank said in a circular.
முகாமில், இதுவரை தேசிய அடையாள அட்டை பெறாத மாற்றுத் திறனாளிகளுக்கு அந்த அட்டை வழங்கப்படும். தேசிய அடையாள அட்டை பெற்றவர்களுக்குத் தகுதியின் அடிப்படையில் உரிய உதவிகள் வழங்கப்படும். இதுவரையில் உதவித்தொகை பெறாத மாற்றுத் திறனாளிகளுக்கு தகுதியின் அடிப்படையில் சம்பந்தப்பட்ட வட்டாட்சியர் மூலம் உதவித்தொகை வழங்கப்படும்.
The corporation provides financial assistance for wide range of income generating activities to disabled persons. For setting up small business in Service / Trading sector : Loan up to Rs. 3.0 lakh for sales / trading activity and Rs. 5.0 lakh for service sector activity
Scheme to Promote Self Employment amongst Persons with Mental Retardation, Cerebral Palsy and Autism. Persons with mental retardation, cerebral palsy or autism may not be eligible to seek loan and enter into a legal contract. In such cases following categories of persons are eligible for financial assistance from NHFDC
Financial assistance in the form of loan is provided to the channelising agencies, reputed NGO’s, RRTC’s and recognised technical institutions for imparting skills and entrepreneurial development training to disabled persons
Loan Assistance is provided for setting up small scale industry for manufacturing aids and appliances developed under R & D programmes of Government/academic institutions of repute for disabled within the country. The company should employ disabled persons. Maximum loan available under this scheme is Rs.25.00 lakh.
Loan assistance is provided to disabled persons for Agriculture production and related field such as irrigation, purchase of agriculture machinery, horticulture, sericulture etc. Purchase of equipment for agriculture services such as custom service (pesticide, spray, harvesting etc.) custom hiring of agriculture machinery
Financial assistance from the corporation would flow towards training and Education requirements of the disabled groups under both formal and non-formal education/training, which would impart useful knowledge and skill. Formal training would equip the beneficiary to improve his/her chances of employment and self-employment through completing appropriate vocational/academic courses leading to the certificate /diploma or other qualification.
Loan may be provided for manufacturing, fabrication and production activity. The disabled person will be the owner/chief executive of the company and employing at least 15% disabled persons. Maximum amount of loan provided under the scheme is Rs.20.00 lakh.
Any service provider in the field of disability can enroll in Disability Information Line about their services. It is done free of cost for Government agencies and for those who provide services free of cost.