List of Schemes for Persons with Disabilities from Government of India / State Government and Private Organization with accessibility features
NSFDC is the apex organisation to finance income generating ventures of SCs and to provide grant for skill development programs through State Channelising Agencies . The NSFDC has various schemes / loan lending programmes such as Term Loan,Seed Capital Loan, Bridge Loan, Working Capital Loan, Micro Credit Finance Scheme, Mahila Samridihi Yojana etc. to BPL families as well as APL families.
The loan lending schemes are : Ter m Loan, Br idge Loan, Adivasi Mahila Sashaktikarana Yojana, Working Capital Loan, Grant for skill and entrepreneural development programme etc.
Development Corporation should be extended and utilised by PWDs belonging to SC/ST/OBC/Minority/Women categories. Section-40 of PWD Act, 1995 has made mandatory that not less than 3% reservation shall be kept for PWDs in poverty alleviation programs.
The nationalized banks provide loan to poor people, including persons with disabilities and the institutions working for PWDs, orphanage, women etc., who desire to engage themselves in productive activities or gainful business, at the very nominal rate of interest. There is provision that all nationalized banks should try their level best to provide at least 1% DRI loan of total credit amount.
S.G.S.Y. is a credit-cum-subsidy program in which credit is critical component and subsidy is a minor segment aiming to bring people above the poverty line. Group activities and vulnerable groups (PWDs, SC/ST & Women) are the focus area of SGSY. Beneficiaries are called SWAROZGARIES. Identified key activities of block are being supported and quantum of loan depends on nature of project.
To channelise educated unemployed youth into self- employment activities, SEEUY (1983) was launched which was redesignated as PMRY (1993). Individuals and groups within the individual admissibility, may apply for loan.
The scheme IEDC was meant to cover all classes in the school education stage. With the coverage of children with special needs in the elementary stage under Sarva Shiksha Abhiyan (SSA), the scheme of IEDC was replaced by IEDSS under which children with disability in the secondary stage (classes IX to XII) are covered.
It is clarified that the grant of Special Allowance for child care for women with disabilities is admissible for two years from the birth of the child so long as the woman employee does not have more than two surviving children.
SJSRY was launched to provide income generation option such as setting up gainful self-employment venture, training & upgradation of entrepreneurial skill to urban unemployed people, living under poverty line. This scheme consists of two special schemes
Village Industries of KVIC scheme having 95 types of industries are grouped in seven major groups such as Mineral Based Industry, Agro-Based and Food Industry, Polymer and Chemical Based Industry, Forest Based Industry, Engineering and Non-conventional Energy, Textile Industry (Excluding Khadi) and Service Industry. The KVIC has organised infrastructure for impar ting training at various level through 61 centres ( 24 departmental and 137 non-departmental).